Miscellaneous

In addition to the ‘traditional’ professions, there are many other equally important but perhaps less established professions that may also require a professional indemnity policy; for such professions, this policy is often described as ‘errors and omissions’. In practical terms, there is no difference as far as coverage is concerned.

It is not possible, here, to look at every type of risk which would have an exposure to errors and omissions claims but this cover should be regarded as essential protection for any business providing professional advice or consultancy services.

Examples of professions that are more commonly buying a PI policy include:

• Advertising agents
• Travel agents and tour operators
• IT consultants
• Loss adjusters
• PR consultants
• Educational consultants
• Management consultants

The London market is extremely competitive for well presented miscellaneous risks with a range of potential insurers and policy wordings.

When presenting this type of risk to the London market, it is always worth including a copy of contract terms and conditions along with the completed proposal form.

In addition to obtaining competitive quotations, Quercus PI will give advice on the appropriate markets, the way a submission should be presented and the adequacy of policy terms and conditions.

Download Proposal Form:
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